What is Medicaid, is it the Same as Medicare?
Medicaid is not Medicare. Medicaid is a federal and state funded program, operated by the Indiana Family & Social Services Administration (FSSA). Medicaid pays necessary medical expenses for many Indiana residents. Indiana Medicaid has over 30 categories of coverage, covering various groups of people, including medical coverage to assist the aged, the disabled, pregnant women, low-income families and children, Long-Term Care, End Stage Renal Disease, and Breast/Cervical Cancer patients! Also, recipients of the Social Security Supplemental Income (SSI) Program are at the top of the Medicaid hierarchy and can receive full coverage Medicaid, with little to no cost sharing obligations.
If you are a Medicare Beneficiary and do not qualify for full or Traditional Medicaid coverage, you may qualify for the Medicare Extra Help Program. This program offers limited Medicaid benefits to assist with your health and medical expenses, such as paying your Medicare Part B premium, currently $144.60 per month (as of 2020) and prescription expenses. Click here for more information about the Medicare Extra Help Program!
Medicaid for the B.A.D Community!
Here at Beacon of Light Care LLC, our main focus is the Medicaid categories for the Blind (must meet the SSI definition of blind), Aged (aged 65 or older) and the Disabled (determined disabled by Social Security or the Medicaid Medical Review Team) a.k.a. the B.A.D. Community!
To qualify for B.A.D. Medicaid benefits, you must meet certain eligibility requirements and if eligible Medicaid directly pays your doctor, hospital, nursing home and other medical providers. You can also have other health insurance and/or Medicare and still receive Medicaid assistance. Medicare recipients who do not qualify for full Medicaid coverage may still be eligible for assistance covering out-of-pocket Medicare expenses!
We will assist other community members who may fit into one of the other Medicaid categories, however, our priority is our B.A.D. Community members! Why? Because they are our most vulnerable and valuable community members. We strive to give them the Respect, Honor and Dignity they deserve, as they continue to face life's many obstacles and overcome the difficulties that aging and disabilities can cause.
The report, "Aging in the United States," states, "Many older Americans rely on family caregivers, but high divorce rates and fewer children among baby boomers may reduce the availability of family caregivers in the future."
What Some Services are Covered by Medicaid?
One huge difference between Medicaid and Medicare is Medicaid covers a broader range of medical services. Unless a medical service is not medically necessary, Medicaid covers nearly all types of health and medical services.
Some of the services covered by Medicaid, but not limited to:
- Hospital Care
- Doctor Visits
- Wellness Visit
- Clinic Services
- Prescription Drugs
- Over-the-Counter Drugs
- Lab and X-ray Services
- Mental Health Care
- Substance Abuse Services
- Medical Supplies and Equipment
- Home Care
- Nursing Facility Services
- Dental Care
- Vision Care
- Physical, Occupational, and Speech Therapy
- Hospice Care
- Emergency Transportation
- Non-Emergency Transportation
- Family Planning Services
- Routine Foot Care
- Surgical Foot Care
- Chiropractic Services
- AND MORE!